Mortgage advisor Rotterdam
The process of moving to a new country and buying a house in Rotterdam can feel overwhelming. Viisi is there for expats in Rotterdam to simplify the process with a full service mortgage advice for expats living or working in Rotterdam. Curious about the possibilities for your personal situation as an expat in Rotterdam? Contact us for a free consultation. Our mortgage advisor in Rotterdam is happy to help you.
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17,537 mortgages 
9.9 average customer rating
€7.3 billion financed by mortgages From house-hunting to house-warming in 5 steps
Making solid preparations for your house-hunt
Do you qualify for a mortgage in The Netherlands?
At first you can check if you can apply for a mortgage in The Netherlands by using our ‘Do I qualify for a mortgage?’ tool. Within two minutes you will know if there are possibilities for you for obtaining a mortgage in The Netherlands. No personal information will be asked when completing the tool.
Thoroughly prepared through our webinar
In a single evening, we’ll take you through all of the aspects involved in buying a home. Whether it’s your first home, or if you’re selling up and moving on to another property, our advisors are always happy to help you on your way.
Calculate your maximum mortgage
Before you start looking, you’ll naturally want to know how much you can borrow. By using our online calculation tool, you can generate your own initial estimate.
Full service, we can connect you to all relevant parties
Viisi clients take advantage of our extended network. We connect you to the best real estate agents, appraisers, notaries, building inspectors etc.
Appointment with an advisor
We’ll conduct a preliminary meeting, and with us, it’s always without further obligation. This way, we can find out together within half an hour whether we’re able to help you. We can almost always provide a direct insight into your possibilities.
Schedule an appointment right away
Looking for more reading material?
Our knowledge base is packed with useful information on mortgages and house-hunting.
Get your bearings in the housing market
Check current prices and bidding info with Walter Living
Use Walter Living for your house-hunt. This allows you to request up-to-the-minute price and bidding information on all properties. Is a property being offered at a very attractive price, or is the asking price far too high? Has it been sold before and come back onto the market again later? You’ll get to see it all!
Bidding and negotiating
Offer with certainty
An offer without a financing condition increases your likelihood of a successful bid. It is not without risks however, which is why Viisi, in collaboration with BNP Paribas, introduced the Offer with Certainty. After a thorough assessment, you will receive a certificate with a specific amount up to which your mortgage is pre-approved. You can make the offer while dropping the financing clause, making it much more attractive for the seller.
Legal guidance
During your search and after the purchase of your new home, you can make free use of the DAS legal helpline, which is useful for any legal questions surrounding the purchase, financing, transfer and renovation of your new home.
Are there any other questions on your mind? Your advisor is on standby.
Your personal advisor with Viisi is always available for questions during your search. If you need to act quickly, we’re there for you immediately!
Tailor-made mortgage advice
Tailored mortgage advice
When your bid has been accepted by the seller, you need to arrange a number of things. First of all the mortgage. During the consultation, you will discuss with us a number of things to make sure you make the right choices:
- How to structure the mortgage (repayments, fixing the interest, taxation)
- Which interests are available in the market, what are the differences in terms of monthly payments?
- Which mortgage conditions are important? And which lender offers the best deal for me?
- What are the processing times of mortgage lenders and where do I have the best chance on an smooth approval of the mortgage?
Insurance included
Advice on life insurance and other insurances is always included in our advice, without any additional fees. Because it is important to be confident about your financial situation regardless what happens in the future.
Need an appraiser or bank guarantee?
Look no further, because Viisi can also set that up for you. We work together with a number of knowledgeable partners, who offer good service levels and competitive rates.
A 40% faster processing rate for your mortgage
Viisi is unique in having our own team of lightning-fast and accurate mortgage underwriters. They check your documentation before sending it to the mortgage lender. You will know immediately if something is missing or when an additional document might be needed. This way, we make sure that mortgage applications from Viisi are approved 40% faster than average.
Do you have any further questions? Your Viisi advisor will be there all along until your mortgage has officially been approved. And after that as well!
Your home is financed!
Final quote
When everything has been checked and approved, you will receive your final mortgage offer. All you need to do afterwards is sign, and your mortgage is done and dusted!
Congratulations! You can head over to the notary and pick up the keys to your house.
Do you have any questions after that? Or need to arrange insurances for your new home? Your Viisi advisor is there for you!
Take a look at Viisi Wealth as well in order to think about investing for later. And in this article we will discuss pension investments.
The (expat) housing market in Rotterdam
“Rotterdam is bursting with modern, post-modern and contemporary buildings and offers visitors plenty of art, top quality restaurants and a vibrant nightlife. That makes Rotterdam a must-see destination.” Note, we did not come up with these words ourselves, they come from Tom Hall, Editorial Manager for Lonely Planet.
Conditions in Rotterdam are nothing like Amsterdam yet, but you do need to act quickly, especially in the popular neighbourhoods. But do not allow yourself to be manipulated if you have your eye on a home here. For example, we advise against making an offer without a resolutive condition. First gain sufficient insight into the possibility of a mortgage loan. You are always welcome to have a free first consultation with our mortgage advisor in Rotterdam. During this 30-minute consultation, you will obtain clarity on your loan options and how best to prepare yourself for bidding, buying and financing your new home.
Already want to find out more about your maximum mortgage and the corresponding monthly expenses? You can calculate your maximum mortgage with Viisi’s mortgage calculator.
Living in Rotterdam as an expat
In addition to the vibrant nightlife, appealing shops and good restaurants, Rotterdam has even more to offer. As it happens, it is also a very attractive city in terms of employment opportunities. Not that surprising when you consider that Rotterdam has the largest port in Europe. Besides, Rotterdam is also an innovative city and therefore ideal for ambitious people looking for challenging employment opportunities. And thanks to the rail connection, you can reach The Hague easily if you work for the government, or aspire to do so.
Your situation
Are you going to buy your first house, do you want to remortgage your property or are you going to buy a next house? Viisi is your mortgage advisor in Rotterdam.
- Including mandatory or desired term life insurance(s)
- MyViisi: documents can be simply and securely uploaded online
- Academically educated advisors
- One fixed advisor for the entire mortgage process
- Extended network of real estate agents, appraisers, notaries etc.
- Partnerships for arranging your tax return and provisional refund
Let Viisi be your mortgage advisor in Rotterdam!
Just like any other city in the Randstad region (the most urban area of the Netherlands, with all the major cities like Amsterdam, The Hague and Utrecht), Rotterdam is incredibly popular. Consequently, securing your dream home in this bustling metropolis can prove to be quite the challenge without proper preparation and research.
That’s where Viisi comes in. We’re thrilled to offer our expertise in mortgage advice tailored to Rotterdam. You can effortlessly schedule an initial, no-obligation consultation with one of our mortgage advisors. This consultation will provide you with valuable insights into the current housing market dynamics in Rotterdam and illuminate your prospects for finding your perfect home.
Our academically-educated consultants will give you appropriate mortgage advice in Amsterdam because they know this city better than anyone does. Our advisors are committed to maintaining frequent personal communication and providing quick responses to your inquiries. Find out more about how we work at Viisi in our Five steps to owning your home in The Netherlands.
Buying a house in Rotterdam? Let Viisi’s mortgage advisors help you
Whatever your circumstances are: whether you are a first-time buyer, an upsizing, a repeat buyer, or an expat, you are always welcome to come to Viisi in Rotterdam for suitable mortgage advice. All our mortgage advisors are academically-educated and have a great deal of experience. We look at your personal circumstances, your needs and preferences and of course, developments on the housing market. We give you professional mortgage advice based on these factors. Curious about developments on the Rotterdam housing market? We have listed a few facts for you below:
- You can now ask about 10% more for your home in Rotterdam compared to nine years ago.
- Looking for an apartment in Rotterdam? Then you can expect to pay 163,000 Euros on average. What’s more, this is considerably cheaper than Amsterdam, for example.
- If you are looking for a single-family home, the average price is approximately 295,000 Euros.
- The three neighbourhoods with the highest property prices are: Stadscentrum, Hillegersberg-Schiebroek and Kralingen-Crooswijk.
Professional mortgage advice in Rotterdam
Want to know what your options are in Rotterdam as soon as possible? Then schedule a mortgage consultation in Rotterdam with one of our mortgage advisors now. Curious about your options in other cities near Rotterdam? Then too, you are welcome to come to Viisi! As it happens, we also have offices in Haarlem, Alkmaar, Leiden and Utrecht. Learn more about Viisi here and book a no obligation consultation.
