Mortgage advice Rotterdam

Full service mortgage advice for expats living or working in Rotterdam

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Afgesloten hypotheken 13,450 mortgages
Klantwaardering 9.8 average customer rating
€5.3 billion financed by mortgages

Let us find the best mortgage solution for you. It's what we do all day.

From house-hunting to house-warming in 5 steps

You’ve started house-hunting, but how much can you borrow?

Thoroughly prepared through our webinar

In a single evening, we’ll take you through all of the aspects involved in buying a home. Whether it’s your first home, or if you’re selling up and moving on to another property, our advisors are always happy to help you on your way.

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Calculate your maximum mortgage

Before you start looking, you’ll naturally want to know how much you can borrow. By using our online calculation tool, you can generate your own initial estimate.

Check current prices and bidding info with Walter Living

Use Viisi for a free trial subscription of no less than 6 months at Walter Living. This allows you to request up-to-the-minute price and bidding information on all properties. Is a property being offered at a very attractive price, or is the asking price far too high? Has it been sold before and come back onto the market again later? You’ll get to see it all!

Phone appointment with an advisor

We’ll conduct a preliminary meeting by phone, and with us, it’s always without further obligation. This way, we can find out together within half an hour whether we’re able to help you. We can almost always provide a direct insight into the possibilities open to you.

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Looking for more reading material?

Our knowledge database is packed with useful information on mortgages and house-hunting.

Bidding on a property

Offer with certainty

An offer without a financing condition increases your likelihood of a successful bid. It is not without risks however, which is why Viisi, in collaboration with BNP Paribas, introduced Offer with Certainty. After a thorough assessment, we will issue you a maximum figure with which you can make an offer that is not subject to financing.

Legal guidance

During your search and after the purchase of your new home, you can make free use of the DAS legal helpline, which is useful for any legal questions surrounding the purchase, financing, transfer and renovation of your new home.

Are there any other questions on your mind? Your advisor is on standby.

Your advisor is always available for questions during your search. That’s great news!

Offer accepted? Let's get started!

Tailored mortgage offer

During the consultation, we’ll discuss which mortgage best matches your requirements, and look for a mortgage lender who can meet your needs. We’ll compare interest rates and processing times, look for the perfect fit, and calculate exactly what your monthly payments would be.

Insurance included

Are you in need of term life insurance or income protection cover? That won’t cost any extra money with Viisi.

Need an appraiser or bank guarantee?

Look no further, because Viisi can also set that up for you. We work together with a number of fast and knowledgeable partners, with competitive rates.

Your application with the mortgage lender

A 40% faster processing rate for your mortgage

Our team of lightning-fast mortgage underwriters will prepare your application down to the last detail, and apply for the mortgage offer of your choice. You will receive a suitable proposal as soon as possible. Do you have any further questions? Your advisor will be happy to discuss them with you.

Final quote

Have you agreed to the mortgage proposal, and did all your documents receive a positive assessment? If so, you will then receive a final mortgage offer. All you need to do afterwards is sign, and your mortgage is done and dusted!

Your home = financed!

Congratulations! ? You can head over to the notary and pick up the keys to your house. Let’s all toast to that!

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The housing market in Rotterdam

‘Rotterdam is bursting with modern, post-modern and contemporary buildings and offers visitors plenty of art, top quality restaurants and a vibrant nightlife. That makes Rotterdam a must-see destination.’ Note, we did not come up with these words ourselves, they come from Tom Hall, Editorial Manager for Lonely Planet.

Conditions in Rotterdam are nothing like Amsterdam yet, but you do need to act quickly, especially in the popular neighbourhoods. But do not allow yourself to be manipulated if you have your eye on a home here. For example, we advise against making an offer without a resolutive condition. First gain a sufficient insight into the possibility of a mortgage loan. You are always welcome to have a telephone consultation with one of our mortgage advisors. During this 30-minute consultation, you will obtain clarity on your loan options and how best to prepare yourself for bidding, buying and financing your new home.

Rotterdam: more than just a great place to live

In addition to the vibrant nightlife, appealing shops and good restaurants, Rotterdam has even more to offer. As it happens, it is also a very attractive city in terms of employment opportunities. Not that surprising when you consider than Rotterdam has the largest port in Europe. Besides, Rotterdam is also an innovative city and thus ideal for ambitious people looking for challenging employment opportunities. And thanks to the rail connection, you can reach The Hague easily if you work for the government, or aspire to do so.

Rotterdam lacks characteristic 1930’s buildings because of the bombing raids in World War Two. The city had to be rebuilt. This happened very quickly, especially from the start of the 1970’s. Rotterdam is clearly not lacking in characteristic 1970’s style homes. No city in the Netherlands developed as rapidly as Rotterdam. In recent years too, Rotterdam has been very busy and that has resulted in the advent of, amongst others, ‘De Rotterdam’, a building that serves a combined residential/commercial purpose. The metamorphosis of Coolsingel is the most recent project commenced. The street is becoming more elegant and green and there will be more space for pedestrians and cyclists.

Your situation

Are you going to buy your first house, do you want to remortgage your property or are you going to buy a next house?

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  • Including mandatory or desired term life insurance(s)
  • MyViisi: documents can be simply and securely uploaded online
  • Academically educated advisors
  • One fixed advisor for the entire mortgage process

Mortgage advice in Rotterdam? Viisi makes it easy for you!

Do you enjoy modern architecture, art, a vibrant nightlife, good restaurants, appealing shops and plenty of greenery? Then Rotterdam is the ideal place for you! But the same applies to Rotterdam as to other Randstad cities: the city is popular! Therefore, it will be very tricky to find your dream home in Rotterdam without effective preparation and research. Viisi would be delighted to assist you with mortgage advice in Rotterdam. You can simply book an initial no obligation telephone consultation with one of our mortgage advisors and find out what is happening on the Rotterdam housing market and what your chances are.

You are welcome at Viisi for mortgage advice in Rotterdam!

Whatever your circumstances: whether you are a first-time buyer, you are upsizing, you are a repeat buyer, or an expat, you are always welcome to come to Viisi in Rotterdam for suitable mortgage advice. All our mortgage advisors are university-educated and have a great deal of experience. We look at your personal circumstances, your needs and preferences and of course, developments on the housing market. We give you professional mortgage advice based on these factors. Curious about developments on the Rotterdam housing market? We have listed a few facts for you below:

  • You can now ask about 10% more for your home in Rotterdam compared to nine years ago.
  • Looking for an apartment in Rotterdam? Then you can expect to pay 163,000 Euros on average. What’s more, this is considerably cheaper than Amsterdam, for example.
  • If you are looking for a single-family home, the average price is approximately 295,000 Euros.
  • The three neighbourhoods with the highest property prices are: Stadscentrum, Hillegersberg-Schiebroek and Kralingen-Crooswijk.

Professional mortgage advice in Rotterdam

Want to know what your options are in Rotterdam as soon as possible? Then schedule a mortgage consultation in Rotterdam with one of our mortgage advisors now. Curious about your options in other cities near Rotterdam? Then too, you are welcome to come to Viisi! As it happens, we also have offices in The Hague, Delft, Leiden and Utrecht. Learn more about Viisi here and book a no obligation consultation.

Schedule a free appointment