Five steps to owning your home in The Netherlands

From house-hunting to house-warming

Step 1: Start house-hunting

Can I get a mortgage at all?

We can successfully secure mortgages in almost every situation. Our success rate is 99.9%. Is your answer YES to at least one of the following questions?

  • Do you have a permanent permit?
  • Are you a knowledge migrant?
  • Do you have substantial savings?
  • Are you a EU citizen?

If you answered yes to at least one of the questions above we are confident we can secure a mortgage for you in The Netherlands.

Can I get a mortgage at all

Thoroughly prepared through our webinars

In a single evening, we’ll take you through all of the aspects involved in buying a home. Whether it’s your first home, or if you’re selling up and moving on to another property, our advisors are always happy to help you on your way.

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Calculate your maximum mortgage

Before you start looking, you’ll naturally want to know how much you can borrow. By using our online calculation tool, you can generate your own initial estimate.

Check current prices and bidding info with Walter Living

Use Walter Living for your home hunt.. This allows you to request up-to-the-minute price and bidding information on all properties. Is a property being offered at a very attractive price, or is the asking price far too high? Has it been sold before and come back onto the market again later? You’ll get to see it all!

Appointment with an advisor

We’ll conduct a preliminary meeting (by phone, video call or in one of our offices) without any further obligations. This way, we can find out together within half an hour whether we’re able to help you. We can almost always provide a direct insight into the possibilities open to you.

Schedule an appointment right away

Looking for more reading material?

Our Knowledge Database is packed with useful information on mortgages and house-hunting.

Step 2: Bidding on a property

Offer with certainty

An offer without a financing condition increases your likelihood of a successful bid. It is not without risks however, which is why Viisi, in collaboration with BNP Paribas, introduced Offer with Certainty. After a thorough assessment, we will issue you a maximum figure with which you can make an offer that is not subject to financing.

Legal guidance

During your search and after the purchase of your new home, you can make free use of the DAS legal helpline, which is useful for any legal questions surrounding the purchase, financing, transfer and renovation of your new home.

Bidding on a house

Are there any other questions on your mind? Your advisor is on standby.

Your advisor is always available for questions during your search. That’s great news!

Step 3: Offer accepted? Let’s get started!

Tailored mortgage offer

During the consultation, we’ll discuss which mortgage best matches your requirements, and look for a mortgage lender who can meet your needs. We’ll compare interest rates and processing times, look for the perfect fit, and calculate exactly what your monthly payments would be.

Insurance included

Are you in need of term life insurance or income protection cover? That won’t cost any extra money with Viisi.

Let's get personal

Need an appraiser or bank guarantee?

Look no further, because Viisi can also set that up for you. We work together with a number of fast and knowledgeable partners, with competitive rates.

Step 4: Your application with the mortgage lender

A 40% faster processing rate for your mortgage

Our team of lightning-fast mortgage underwriters will prepare your application down to the last detail, and apply for the mortgage offer of your choice. You will receive a suitable proposal as soon as possible. Do you have any further questions? Your advisor will be happy to discuss them with you.

Money lenders

Final quote

Have you agreed to the mortgage proposal, and did all your documents receive a positive assessment? If so, you will then receive a final mortgage offer. All you need to do afterwards is sign, and your mortgage is done and dusted!

Step 5: Your home = financed!

Congratulations! ? You can head over to the notary and pick up the keys to your house. Would you like us to be present during this important moment of transfer? We’re happy to help you. Let’s all toast to that!

Sign the deeds

Get started

In order to get the buying process running, we recommend you to schedule an appointment with one of our advisors. In half an hour you have the chance to ask all your questions and you will know exactly what your possibilities are on the housing market.

Get started