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  • Including mandatory or desired term life insurance(s)
  • MyViisi: documents can be simply and securely uploaded online
  • Academically educated advisors
  • One fixed advisor for the entire mortgage process

Entrepreneurs pay an additional fee

If you are registered as an entrepreneur at the Chamber of Commerce (KvK), then you mortgage application requires extra attention. More information will be required in order to assess your financial position. In many cases, a more extensive approval process will be applied by the mortgage lender. Naturally, we want to serve entrepreneurs as best as possible. For this reason, we charge the following additional fees:

  • Sole proprietorship / Entrepreneur IB income is required to be eligible for financing: € 495
  • Limited Liability / Entrepreneur DGA / BV income is required to be eligible for financing: € 995
  • Complex BV structures (more than two companies): Custom rate
  • Entrepreneurs’ income is not required to be eligible for financing: € 250
 In addition, many lenders charge extra costs (€ 300-600) to determine your entrepreneur’s income. Your Viisi advisor can provide you with more information.
  • Appraisal report: € 430 – € 550
  • Arranging mortgage protection insurance (occupational disability/ unemployment): € 0
  • Bridge loan: € 300
  • Divorce: € 2595
  • Extra mortgage quote, you have already received a final offer: € 995
  • Extra mortgage quote, you have not received a final offer yet: € 300
  • Family bank construction: € 300
  • Foreign income: € 500
  • Income from pension or upcoming pension: € 250
  • Increase existing mortgage: € 1495 (for mortgages arranged via Viisi)
  • Increase existing mortgage: € 2595 (for mortgages not arranged via Viisi)
  • Mortgage loans > € 750,000: € 500
  • Negative home equity financing: € 500
  • Starters loan via Dutch Public Housing Stimulation Fund (sVn): € 500
  • Structural survey: € 345
  • Tax continuation of universal life insurance/ savings account: € 500
  • Unconventional housing (self-built house, CPO (Collective Private Ownership), houseboat, MVE (Publicly Committed Ownership), MGE (Socially Responsible Ownership; maintenance is performed regularly and costs are clear), etc: € 1000

An hourly fee is charged for work that we perform (at your request) after the mortgage closing (continuous guidance). We apply two types of rates: € 200 (advisor) / € 75 (support).

Appraisal report € 430 – € 550

An appraisal report is one of the most important documents for the mortgage lender. This document proves that the house, the collateral for the mortgage, is worth a sufficient amount. The difference between the € 430 and the € 530 is the urgency of the document. Do you need a quick report? The appraisal is € 530, otherwise it is € 430.

We would gladly arrange an appraisal for you to ensure that the report is made in a timely manner and fits your mortgage application. Viisi will request the appraisal to be done by Maatwerk Woondiensten. Maatwerk is a party that has proven to provide good service in a timely fashion and at competitive rates.

Bank guarantee (via the mortgage lender)

When you reach an agreement with the seller of the house, the selling party often demands that you as the buyer, pay a security deposit or have a bank guarantee. This gives the seller more security that you will actually buy the house.

We would gladly help you to obtain this bank guarantee and provide you with an insight in the costs. Some parties do not charge a fee for this, while others may charge a fee of up to 1% of the security deposit.