Step 4: Approval and final mortgage offer
After we have received all required documents, a thorough internal check is conducted. This usually occurs within 24 hours. We will keep you informed of any further documents that might be required. This process can also be followed through MijnViisi.
For a swift approval of your mortgage application we prefer to deliver all documents correct and at once to the mortgage provider. Once the mortgage provider receives the documents, it usually takes six business days before they are assessed. This depends on how busy the mortgage provider is at that moment.
Once the documents have been approved by the mortgage provider, you will receive the final mortgage offer. This final offer is binding for the provider within the stated time period. After it is signed and returned to the provider, it is usually processed within one to two working days. Your mortgage is then finalized and you can set up an appointment with the notary.
Our goal is to pick the best mortgage for you together with you. We also want to speed up your mortgage application as much as possible. You can help speed up the process by providing all documents correctly right away. We have useful tips and instructions on our website so you can correctly provide the documents at the first attempt.
Read our step-by-step plan to learn how the complete process at Viisi is conducted.
Apart from the time the application takes, it also recommended to look at the different interest rates offered by the mortgage providers.