Mortgage advice Utrecht
Full service mortgage advice for expats living or working in UtrechtSchedule a free appointment
Let us find the best mortgage solution for you. It's what we do all day.
From house-hunting to house-warming in 5 steps
You’ve started house-hunting, but how much can you borrow?
Thoroughly prepared through our webinar
In a single evening, we’ll take you through all of the aspects involved in buying a home. Whether it’s your first home, or if you’re selling up and moving on to another property, our advisors are always happy to help you on your way.
Calculate your maximum mortgage
Before you start looking, you’ll naturally want to know how much you can borrow. By using our online calculation tool, you can generate your own initial estimate.
Check current prices and bidding info with Walter Living
Use Viisi for a free trial subscription of no less than 6 months at Walter Living. This allows you to request up-to-the-minute price and bidding information on all properties. Is a property being offered at a very attractive price, or is the asking price far too high? Has it been sold before and come back onto the market again later? You’ll get to see it all!
Phone appointment with an advisor
We’ll conduct a preliminary meeting by phone, and with us, it’s always without further obligation. This way, we can find out together within half an hour whether we’re able to help you. We can almost always provide a direct insight into the possibilities open to you.
Schedule a call appointment right away
Looking for more reading material?
Our knowledge database is packed with useful information on mortgages and house-hunting.
Bidding on a property
Offer with certainty
An offer without a financing condition increases your likelihood of a successful bid. It is not without risks however, which is why Viisi, in collaboration with BNP Paribas, introduced Offer with Certainty. After a thorough assessment, we will issue you a maximum figure with which you can make an offer that is not subject to financing.
During your search and after the purchase of your new home, you can make free use of the DAS legal helpline, which is useful for any legal questions surrounding the purchase, financing, transfer and renovation of your new home.
Are there any other questions on your mind? Your advisor is on standby.
Your advisor is always available for questions during your search. That’s great news!
Offer accepted? Let's get started!
Tailored mortgage offer
During the consultation, we’ll discuss which mortgage best matches your requirements, and look for a mortgage lender who can meet your needs. We’ll compare interest rates and processing times, look for the perfect fit, and calculate exactly what your monthly payments would be.
Are you in need of term life insurance or income protection cover? That won’t cost any extra money with Viisi.
Need an appraiser or bank guarantee?
Look no further, because Viisi can also set that up for you. We work together with a number of fast and knowledgeable partners, with competitive rates.
Your application with the mortgage lender
A 40% faster processing rate for your mortgage
Our team of lightning-fast mortgage underwriters will prepare your application down to the last detail, and apply for the mortgage offer of your choice. You will receive a suitable proposal as soon as possible. Do you have any further questions? Your advisor will be happy to discuss them with you.
Have you agreed to the mortgage proposal, and did all your documents receive a positive assessment? If so, you will then receive a final mortgage offer. All you need to do afterwards is sign, and your mortgage is done and dusted!
Your home = financed!
Congratulations! ? You can head over to the notary and pick up the keys to your house. Let’s all toast to that!
The Utrecht Housing Market
Looking for a home to buy in a popular Utrecht neighbourhood? Do not be surprised if there are ten people ahead of you in the queue, each eager to make an offer. You can only act quickly if you have done your homework thoroughly in that phase in terms of obtaining mortgage advice in Utrecht and some knowledge of the housing market in Utrecht.
In many cases, houses advertised on Funda are already gone before you have the opportunity to respond. In the first quarter of last year, the average house price was 300,000 Euros, at the start of this year, that price had already risen to 350,000 Euros. Utrecht has consistently featured in the top 3 overheated housing markets for a few years. Seen your dream home? Act quickly, but do not allow yourself to be manipulated by a mortgage broker. Prepare yourself well and be ready to make your first offer. More about the housing market in Utrecht.
Want to live in Utrecht?
Living in Utrecht offers many benefits. The central location makes it an ideal base. For example, Utrecht Centraal offers easy access to many places. Besides, the city has it all: from attractive canals, good restaurants and welcoming pubs, to exclusive shops and large chain stores. But Utrecht also offers culture, festivals and nature. There is a great deal of activity, but it is not as busy as Amsterdam, for example. In short, there is something for everyone!
Naturally, a city with so much to offer is extremely popular with many people. The universities and colleges also make it highly sought after by many first time buyers. A large proportion of graduates find their first job in or around Utrecht and wish to settle in the city.
Are you going to buy your first house, do you want to remortgage your property or are you going to buy a next house?
- Including mandatory or desired term life insurance(s)
- MyViisi: documents can be simply and securely uploaded online
- Academically educated advisors
- One fixed advisor for the entire mortgage process
Mortgage advice in Utrecht? Viisi is ready for all your questions!
Anyone who wants to buy a home in Utrecht nowadays needs to be prepared for quite a few things. Because it is often said that being well prepared is half the battle won, that applies even more in this case. Ensure you are familiar with all the ins and outs of the Utrecht housing market before you start your search in earnest. You see, as with many other Randstad cities, the Utrecht housing market is also under immense pressure. By being well prepared, you avoid a great deal of disappointment and possibly unpleasant surprises too. Viisi would be delighted to give you mortgage advice in Utrecht.
You can schedule an initial no obligation telephone consultation with one of our university-educated mortgage advisors and you can also attend our free webinar. This is particularly handy if you are a first time buyer on the housing market. In one evening, we tell you what you need to take into account when buying your first home. In addition, you get the opportunity to share experiences with people who are in the same situation as you are.
Want to live in the heart of the Netherlands? Go to Viisi for mortgage advice in Utrecht!
At Viisi, it makes no difference whether you are a first time buyer, you are upsizing, are a repeat buyer, or an expat. We give everyone in Utrecht appropriate mortgage advice. Our mortgage advisors look at your personal circumstances, but also know exactly what is happening on the Utrecht housing market. So you can always count on expert advice and buy your (first) home with confidence. What we are currently seeing in Utrecht is that:
- The suburbs surrounding Utrecht are very popular with house buyers. Many dual income households and families with children want easy access to the action of the city, but do not wish to live in the centre per se. They therefore look for an appealing home in one of the nine suburbs just outside the city centre;
- Newly listed homes are now not even being offered on Funda. Buyers are found via the grapevine, or directly via a mortgage broker identified in advance;
- Most homes are sold within just a few days, with or without a proviso
In Utrecht, the average price per square metre is nearly 3,000 Euros.
Professional mortgage advice in Utrecht
Curious about your options in Utrecht? Schedule a telephone mortgage advice consultation in Utrecht with one of our mortgage advisors. If you have your sights set beyond Utrecht, Viisi can also assist with appropriate mortgage advice. We have several offices in the Netherlands, including Amersfoort, Hilversum, Amsterdam and The Hague. You can find a list of all our branches on the contact page. Feel free to contact us!