Mortgage advice Haarlem

Full service mortgage advice for expats living or working in Haarlem

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Afgesloten hypotheken 15,538 mortgages
Klantwaardering 9.9 average customer rating
€6.3 billion financed by mortgages

Let us find the best mortgage solution for you. It's what we do all day.

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From house-hunting to house-warming in 5 steps

Making solid preparations for your house-hunt

Do you qualify for a mortgage in The Netherlands?

At first you can check if you can apply for a mortgage in The Netherlands by using our ‘Do I qualify for a mortgage?’ tool. Within two minutes you will know if there are possibilities for you for obtaining a mortgage in The Netherlands. No personal information will be asked when completing the tool.

Find out if you are qualified

Thoroughly prepared through our webinar

In a single evening, we’ll take you through all of the aspects involved in buying a home. Whether it’s your first home, or if you’re selling up and moving on to another property, our advisors are always happy to help you on your way.

Sign up for free

Calculate your maximum mortgage

Before you start looking, you’ll naturally want to know how much you can borrow. By using our online calculation tool, you can generate your own initial estimate.

Full service, we can connect you to all relevant parties

Viisi clients take advantage of our extended network. We connect you to the best real estate agents, appraisers, notaries, building inspectors etc.

Appointment with an advisor

We’ll conduct a preliminary meeting, and with us, it’s always without further obligation. This way, we can find out together within half an hour whether we’re able to help you. We can almost always provide a direct insight into your possibilities.

Schedule a call appointment right away

Looking for more reading material?

Our knowledge database is packed with useful information on mortgages and house-hunting.

Get your bearings in the housing market

Check current prices and bidding info with Walter Living

Use Walter Living for your house-hunt. This allows you to request up-to-the-minute price and bidding information on all properties. Is a property being offered at a very attractive price, or is the asking price far too high? Has it been sold before and come back onto the market again later? You’ll get to see it all!

Bidding and negotiating

Offer with certainty

An offer without a financing condition increases your likelihood of a successful bid. It is not without risks however, which is why Viisi, in collaboration with BNP Paribas, introduced Offer with Certainty. After a thorough assessment, we will issue you a maximum figure with which you can make an offer that is not subject to financing.

Legal guidance

During your search and after the purchase of your new home, you can make free use of the DAS legal helpline, which is useful for any legal questions surrounding the purchase, financing, transfer and renovation of your new home.

Are there any other questions on your mind? Your advisor is on standby.

Your advisor is always available for questions during your search. That’s great news!

Tailor-made mortgage advice

Tailored mortgage advice

During the consultation, we’ll discuss which mortgage best matches your requirements, and look for a mortgage lender who can meet your needs. We’ll compare interest rates and processing times, look for the perfect fit, and calculate exactly what your monthly payments would be.

Insurance included

Are you in need of term life insurance or income protection cover? That won’t cost any extra money with Viisi.

Need an appraiser or bank guarantee?

Look no further, because Viisi can also set that up for you. We work together with a number of fast and knowledgeable partners, with competitive rates.

A 40% faster processing rate for your mortgage

Our team of lightning-fast mortgage underwriters will prepare your application down to the last detail, and apply for the mortgage offer of your choice. You will receive a suitable proposal as soon as possible. Do you have any further questions? Your advisor will be happy to discuss them with you.

Your home is financed!

Final quote

Have you agreed to the mortgage proposal, and did all your documents receive a positive assessment? If so, you will then receive a final mortgage offer. All you need to do afterwards is sign, and your mortgage is done and dusted!

Congratulations! ? You can head over to the notary and pick up the keys to your house. Let’s all toast to that!

Get started

The Haarlem Housing Market

Homes in Haarlem are currently selling like hot cakes. Looking for a home in Haarlem yourself? Be quick, but do not be hasty in making an offer. As it happens, a provisional purchase contract without a financing arrangement clause is not entirely without risk. Looking for mortgage advice in Haarlem? We would be happy to explain the risks to you.

House prices in Haarlem rose by almost 22 per cent between 2013 and 2016. Taking the whole of the Netherlands into account, only in Amsterdam did house prices rise even faster. Homes in Haarlem that had been on the market for years suddenly became very popular again in 2014, 2015. Nowadays, the vast majority of homes are already sold within one to two weeks. In more than half of all cases, for even more than the asking price. We also discuss the pros and cons of a mortgage broker if you want mortgage advice in Haarlem and if desired, we can put you in touch with a mortgage broker to increase your chances in Haarlem.

Your situation

Are you going to buy your first house, do you want to remortgage your property or are you going to buy a next house?

Get started

  • Including mandatory or desired term life insurance(s)
  • MyViisi: documents can be simply and securely uploaded online
  • Academically educated advisors
  • One fixed advisor for the entire mortgage process
  • Extended network of real estate agents, appraisers, notaries etc.
  • Through Viisi, your tax return and provisional refund are arranged

Mortgage advice in Haarlem? Viisi can help!

Not only Amsterdam, but also Haarlem is incredibly popular with house hunters. At Viisi, we are only too well aware of that. Homes sell quickly in this city. Make sure you are well informed before proceeding with one of the biggest investments in your life. You can come to Viisi with all your mortgage queries. Our university-educated mortgage advisors give you professional mortgage advice in Haarlem, regardless of whether you are a first-time buyer, you are selling on or switching mortgages, or you are an expat, for example. Book an initial no-obligation telephone consultation to find out about the options now.

Why live in Haarlem?

Haarlem has everything your heart could desire: history, classic buildings, canals, many cafés and restaurants, appealing shops, town woods, and far more besides. You are close to the beach, and public transport quickly takes you from the capital city of North Holland to the centre of Amsterdam, capital city of the Netherlands. It will not come as a surprise that homes for sale in Haarlem are highly in demand. Particularly since 2015, when it became clear that the interest rate was continuing to drop. After Amsterdam, Haarlem is the largest city in North Holland. First-time buyers on the Amsterdam housing market often buy their second home in Haarlem because of the stunning neighbourhoods and the location.

Professional mortgage advice in Haarlem

Curious about your housing options in Haarlem? Then schedule a mortgage advice consultation in Haarlem with one of our mortgage advisors. Want to know what your options are in one of the other Randstad cities? Viisi has several offices, including in Rotterdam, Delft, Amsterdam, and Utrecht. You can find a list of all our branches on our contact page. In addition, we offer a different kind of mortgage advice to all first-time buyers in Haarlem, namely seminars. If you are looking for information about the housing market and financing of a home in Haarlem, the seminar is the best point of departure. Attendance of one of our seminars is completely free of charge. In just one evening, you will be up to speed on all the ins and outs and your options.

Buying a home in Haarlem? Obtain mortgage advice from Viisi

Regardless of whether you are a first-time buyer on the housing market or you are selling on, it is always advisable to obtain mortgage advice. At Viisi, we know what is happening on the Haarlem housing market and are thus able to offer you good advice. For example, did you know that:

  • After Amsterdam, house prices rose fastest in Haarlem in recent years?
    Most homes in Haarlem are sold within one to two weeks?
  • 50 per cent of homes sell for more than the asking price?
  • The number of newly built homes is stagnating because there is hardly any more space in the city to build new homes? The few newly built homes that are available find an owner almost immediately.

In addition, you will find it a little harder to find a new home in Haarlem without a mortgage broker. Furthermore, Viisi is observing that people are buying homes in Haarlem without a financing arrangement clause more and more often. This can be beneficial for you in some cases, but as a buyer, you also run the risk of a penalty if your mortgage loan application is turned down and, as a result, you are unable to finance the home. Our mortgage advisors have a great deal of experience with all these issues. Would you like to know what you can expect? Then come to Viisi for mortgage advice in Haarlem. We look at your circumstances, needs, and preferences, and always give you suitable advice.

Curious about what we can do for you?

Schedule a no obligation introductory telephone consultation whenever it suits you best. Have you set your sights beyond just Haarlem? We may be able to assist you with mortgage advice then too. We have offices in various locations throughout the country so you are never far from a branch. You can find our contact details and a list of all our branches at the bottom of this page. See you soon!

Schedule a free appointment

More than 25 locations in The Netherlands

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