Our rates

Our rates

Your first home

1995
  • Including mandatory or desired term life insurance(s)
  • MyViisi: documents can be simply and securely uploaded online
  • Academically educated advisers
  • More than 25 mortgage lenders
  • One fixed adviser for the entire mortgage process

Existing homeowner

2595
  • Including mandatory or desired term life insurance(s)
  • MyViisi: documents can be simply and securely uploaded online
  • Academically educated advisers
  • More than 25 mortgage lenders
  • One fixed adviser for the entire mortgage process

Refinancing homeowner

2595
  • Including mandatory or desired term life insurance(s)
  • MyViisi: documents can be simply and securely uploaded online
  • Academically educated advisers
  • More than 25 mortgage lenders
  • One fixed adviser for the entire mortgage process

Special situations

2895From
  • Including mandatory or desired term life insurance(s)
  • MyViisi: documents can be simply and securely uploaded online
  • Academically educated advisers
  • More than 25 mortgage lenders
  • One fixed adviser for the entire mortgage process

Entrepreneurs pay an additional fee

If you are registered as an entrepreneur at the Chamber of Commerce (KvK), then you mortgage application requires extra attention. More information will be required in order to assess your financial position. In many cases, a more extensive approval process will be applied by the mortgage lender. Naturally, we want to serve entrepreneurs as best as possible. For this reason, we charge the following additional fees:

  • Entrepreneurs’ income is required to be eligible for financing: € 750
  • Entrepreneurs’ income is not required to be eligible for financing: € 250

Additional mortgage services

  • Extra mortgage quote: € 300
  • Mortgage protection insurance (occupational disability/ unemployment): € 0
  • Tax continuation of universal life insurance/ savings account: € 500
  • Family bank construction: € 500
  • Bridge loan: € 500
  • Negative home equity financing: 500
  • Increase existing mortgage: € 995 (for mortgages arranged via Viisi)
  • Increase existing mortgage: € 1495 (for mortgages not arranged via Viisi)

An hourly fee is charged for work that we perform (at your request) after the mortgage closing (continuous guidance). We apply two types of rates: € 200 (adviser) / € 75 (support).

Additional rate is charged for more complex situations

Do you have specific wishes or does your situation demand special attention? No problem! Feel free to ask us about the possibilities. Depending on the complexity of the problem, an additional fee may be charged for the situations listed below. Please first consult your adviser about this:

  • Foreign income
  • Divorce
  • Unconventional housing (self-built house, CPO (Collective Private Ownership), houseboat, MVE (Publicly Committed Ownership), MGE (Socially Responsible Ownership; maintenance is performed regularly and costs are clear), etc.
  • Income from pension or upcoming pension
  • Starters loan via Dutch Public Housing Stimulation Fund (sVn)
  • Mortgage loans > € 750.000

Appraisal report € 380

An appraisal report is one of the most important documents for the mortgage lender. This document proves that the house, the collateral for the mortgage, is worth a sufficient amount.

We would gladly arrange an appraisal for you to ensure that the report is made in a timely manner and fits your mortgage application. Viisi will request the appraisal to be done by Maatwerk Woondiensten. Maatwerk is a party that has proven to provide good service in a timely fashion and at competitive rates.

Bank guarantee (via the mortgage lender)

When you reach an agreement with the seller of the house, the selling party often demands that you as the buyer, pay a security deposit or have a bank guarantee. This gives the seller more security that you will actually buy the house.

We would gladly help you to obtain this bank guarantee and provide you with an insight in the costs. Some parties do not charge a fee for this, while others may charge a fee of up to 1% of the security deposit.