Episode 6: Use your advisor’s fast-track
Speed matters when buying a home. Knowing your mortgage will be approved quickly reduces stress and strengthens your negotiating position. That’s why it helps if your mortgage advisor can offer a fast-track mortgage service (also known as a service level agreement or SLA) with multiple lenders. This significantly accelerates the entire approval process.
What is a fast-track mortgage service?
Once your offer on a property has been accepted, you want to arrange financing as quickly as possible. A good mortgage advisor has close collaborations with lenders, which can give your application priority status. This priority status makes your file move faster through each step of the mortgage approval process.
Get a free consultation to discover your possibilities
The appointment will take half an hour and you may ask any question you want.- One advisor for the whole process
- Academically educated advisors
- Advised over 15,000 home buyers
Benefits of fast-track mortgage approval
Speed
Because your advisor and the lender work together efficiently, your mortgage application is typically processed more quickly. Advisors who work with lenders on a fast-track basis can generally expect a response within one to two business days. At Viisi, for example, we track exactly how long each lender takes to process an application. That way, you know what to expect.
Direct communication
Advisors often have direct phone lines, dedicated priority email addresses, and a fixed account manager with the lender. This helps ensure that once all the required documents are complete, it is easier to resolve any issues quickly.
Expertise
Mortgage advisors and lenders can have a long history together. With a fast-track service, you know that common knowledge and experience are used as much as possible. This is particularly valuable for non-standard cases, such as self-employed professionals or specialists without a permanent contract.
Extra attention
You (Viisi-)mortgage adviser can connect you with specialists at the lender. Situations where this applies include mortgages for entrepreneurs, specific leasehold situations, or irregular income, such as bonuses or commissions, as a component of your income.
How long does it take to get your mortgage approved?
Wondering how Viisi ensures some of the shortest processing times in the market? We explain exactly how we make your mortgage approval both fast and smooth.
👉 Tip: Always check the lender’s processing time. At Viisi, we keep our clients updated throughout the process and publish current processing times online.
What does lender access say about your mortgage advisor?
Not every advisor gets fast-track access. Lenders usually reserve this privilege for advisory firms that correctly submit mortgage applications for clients whom they are very willing to accept. That’s why fast-track access is also an indicator of the quality of your mortgage advisor. Well-prepared applications save lenders time — and give you peace of mind.
Are there additional ways to expedite your mortgage financing?
Absolutely. You can prepare key documents early and explore options like Offer with Certainty to strengthen your position even further.
Want to know exactly how to fast-track your financing with the help of an advisor? Book a free consultation with one of our experts today.
FAQ: Fast-track mortgage approval
What is a fast-track mortgage advisor?
A mortgage advisor with a direct service with lenders to prioritize applications, reducing approval time.
How much faster is the fast-track mortgage process?
In many cases, approval can be given within 1–2 business days, rather than weeks.
Can self-employed professionals benefit from the fast-track?
Yes. Advisors work closely with lenders who have specialized underwriters for entrepreneurs and other complex income situations.
Does every advisor have fast-track access?
No. Only advisors with a proven record of submitting complete, high-quality applications are given access.
How can I speed up my mortgage application myself?
Gather documents early, work with an experienced mortgage advisor, and ask whether your advisor has access to multiple lenders that offer fast-track processing.