Expat mortgages in the Netherlands
Are you thinking of settling down in the Netherlands or looking to refinance your current mortgage? Having a reliable partner that helps you every step of the way can make all the difference. Viisi is a full service mortgage advice and brokerage agency for expats. Our advisors help you find the ideal deal on your mortgage, your application with the mortgage lender, offers advice and more. At Viisi you can compare offerings from over 30 banks, ensuring you find the perfect expat mortgage in the Netherlands. Don’t forget to take a look at our mortgage calculator to have an initial estimate of your possibilities for a mortgage in the Netherlands.
Schedule a consultation with one of our advisors to talk about your specific situation with no further obligation. After this consultation, you’ll have more insights into which amount you can borrow for a mortgage and what Viisi can do for you.
What can Viisi do for me?
Dealing with mortgages can be quite a daunting task – especially in a foreign country! There are so many things to keep in mind, from the general mortgage rules to tax relief to additional costs like ‘kosten koper’. The process of buying a house as an expat is also different for EU residents and non-EU residents. Not having to figure out everything on your own can be an incredible relief.
At Viisi, we have years of experience helping expats in the Netherlands find the best possible mortgages for their situations. Whether you want to really settle down in the Netherlands and buy your first home, or refinance your mortgage, your own personal advisor can give you personalised guidance. Our mortgage advisors can help with the process from start to finish: from checking current prices and bidding info with Walter Living (Use Viisi for a free trial subscription of no less than 6 months at Walter Living!) to legal guidance during your search and after the purchase – Viisi is your trusted advisor for your mortgage advice.
This is what you can expect from Viisi:
- Smooth approval process: Viisi is dedicated to find the best mortgages in the Netherlands and has agreements with mortgage providers, so we can offer you an easy and quick approval process.
- Professional advisors: Our advisors are academically educated and have all the necessary diplomas (WFT, EFA and/or CFP).
- Personal touch from your dedicated advisor: At Viisi, you have one dedicated advisor who knows you, your wishes and your situation. He or she will keep you updated and is your main point of contact.
- Full service: Viisi can help answering all the questions you have regarding the purchase of your home, but also take care of the necessary services – from finding the best real estate agent in your area to the paperwork involved for the bank guarantee. When we say full service, we mean it!
- Full transparency: Everything regarding our fees and services is transparently listed on our website. While the first steps are totally free, once you sign our assignment form, you do make a formal commitment.
How to find the ideal mortgage for your situation as an expat in the Netherlands?
With over 30 banks, there surely are enough possibilities for a mortgage. But finding the best one with the best rates for your personal situation makes all the difference. Nevertheless, securing a customized mortgage offer from a lender capable of meeting your requirements is just the beginning of your house-buying journey. Before you can start making an offer, you need to know what your maximum mortgage is, what the current prices are for properties in your region and more. Viisi knows exactly which steps to take to make the process smooth and easy.
Step 1: Figuring out how much you can borrow
Get instant clarity about how much you can borrow and what your maximum budget is.
Step 2: Bidding on a property
Viisi’s services to make sure you increase your chances of making the ideal bid and winning a bidding war.
Step 3: Offer accepted? Let’s make a tailored mortgage offer
Let’s take care of the paperwork regarding your mortgage offer, insurance, bank guarantee and more.
Step 4: Your application with the mortgage lender
We prepare your application lightning-fast so you receive a suitable proposal as soon as possible.
Step 5: A fully financed home
Once you’ve signed the contract, it’s time to pick up your keys!
Take a look at our ‘How we work’-page for an in-depth explanation of how we work and how you can go from house-hunting to house-warming in just a short period of time.
Did you know that our track record for securing mortgages successfully stands at an impressive 99.9%? Take the first step by booking a brief, thirty-minute initial phone consultation to determine if Viisi is the right fit for your needs. Best of all, this consultation is entirely complementary and comes with no strings attached.
Do you want to know more about mortgages for expats in the Netherlands? Take a look at our webinars!
Visii also offers webinars for anyone trying to navigate the Dutch real estate market. In a single informative evening we’ll take you through every step involved in purchasing your own home, we’ll talk about the state of the property market, which extra costs you can expect and more. With our Housing and Mortgage Webinar you will be well prepared for the purchase of your home. And of course you can ask us all sorts of questions. Register now – it’s totally free!