In the event of a perpetual buyout, this has no further consequences for acquiring a mortgage. After all, you will have the perpetual right to use the land without any additional expenses required. However, you will be required to adhere to the agreements made in the ground lease contract, such as the agreed upon appropriation.
2. Is an annual payment of ground lease canon required?
If an annual payment of ground lease canon is required, then this will have consequences for your maximum borrowing capacity. It is important to remember that you will be able to borrow less than twenty times the annual canon.