We are going to help you! | Viisi Expats for mortgage advice

Hidden

Ingevuld door HF?

Ja

Welke situatie is het meest van toepassing voor je?

Ik heb een nieuwe woning gekocht
Ik ben momenteel in onderhandeling over de aankoop van een woning
Ik zoek een nieuwe woning, wat is er mogelijk?
Ik wil mijn hypotheekrente wijzigen / huidige hypotheek oversluiten

Ik wil een hypotheek op mijn leningvrije woning
Ik wil mijn hypotheek verhogen
Ik wil een onderhandse lening (bij familie) aflossen met een hypotheek
Ik wil mijn hypotheek aanpassen, mijn partner en ik gaan uit elkaar
Mijn situatie staat er niet tussen

Ik wil de huidige hypotheek aanpassen, ik blijf wonen in de huidige woning

Ik heb een nieuwe woning gekocht, de huidige woning is/wordt verkocht

Ik heb een nieuwe woning gekocht, mijn partner blijft wonen in de huidige woning

Ik zoek een nieuwe woning, wat is er mogelijk?

Naam*

E-mailadres*

Telefoonnummer*

Ik wil graag advies over:

Hypotheken
Iets anders

What kind of property is it?*

Existing residence
New construction
Self-construction

What kind of property is it?*

Existing residence
New construction
Self-construction
I don't know yet

No capacity for selfconstruction
Due to the large amount of mortgage requests, we currently do not have the capacity to help financing your self-construction. We just can not give you the proper time and attention to help you at our best. Feel free to try it later or to choose another expat mortgage advisor. Our apologies for the inconvenience.

Hidden

Geen capaciteit voor zelfbouw/CPO

No capacity for selfconstruction
Due to the large amount of mortgage requests, we currently do not have the capacity to help financing your self-construction. We just can not give you the proper time and attention to help you at our best. Feel free to try it later or to choose another expat mortgage advisor. Our apologies for the inconvenience.

Please enter the link to the new construction project here

Please enter the link to the project if applicable here

Is the property advertised on Funda.nl (Dutch housing website)?*

Yes
No
I don't know

Zip or postal code

House number*

House number addition

Address of the new property*

City*

Please attach the link to the property page on Funda

Go to Funda and paste the link below

Where do you want to buy a new property? (Optional)

Use as your primary residence?*

Yes
No, to rent it out as a landlord
Something else

Additional information for a buy-to-let mortgage
We advise you to carefully read this article before the telephone appointment. There are many requirements for obtaining a buy-to-let mortgage. In the article you can read whether it is possible in your situation.

Hidden

Extra informatie verhuurhypotheek

Additional information for a buy-to-let mortgage
We advise you to carefully read this article before the telephone appointment. There are many requirements for obtaining a buy-to-let mortgage. In the article you can read whether it is possible in your situation.

Which situation is applicable?*

I want a mortgage on the new property to be used as a rental unit
I want a mortgage on a property that I already own which is used as a rental unit
I want a mortgage or credit line on the home that I live in

Are you already a Viisi customer?*

At this moment we only advise existing customers of Viisi about a mortgage on a rental property.

Yes
No

Hidden

Please explain your situation briefly

Thank you for your interest in Viisi. At this moment we only advise existing customers of Viisi about a mortgage on a rental property. For more information you can reach us on 020 811 8800. Please click on button below to close the form.

Hidden

Advies beleggingspand alleen voor bestaande klanten

Thank you for your interest in Viisi. At this moment we only advise existing customers of Viisi about a mortgage on a rental property. For more information you can reach us on 020 811 8800. Please click on Next to close the form.

Are you going to buy the property solely in your name?*

Yes
Together with my partner
Not sure, I would like some advice

Are you the sole property owner (only you on title)?*

Yes
Together with my partner
Together with someone else

Please explain this briefly*

Which situation is applicable?*

We both have never owned a property in The Netherlands
We own a property (together) in The Netherlands
We have sold a property located in The Netherlands earlier (together). We are currently renting / residing

Has it been your and/or your partner's property before 2013?*

Yes, before the 1st of January 2013
No, after the 1st of January 2013

Which situation is applicable?*

I have never owned a property in The Netherlands
I own a property now in The Netherlands
I previously owned a property in the Netherlands and sold it. Now I rent / reside

Has it been your property before 2013?*

Yes, before the 1st of January 2013
No, after the 1st of January 2013

Is it a mortgage for your primary residence?*

Yes
No, the property is rented out with permission from the lender
No, the property is rented without the consent of the lender
Something else

Is it a mortgage for a property you live in?*

Yes
No, the property is rented out
Something else

Purpose of buying the property*

Maximum mortgage amount:
The maximum mortgage for a property in a non-residential lease state is approximately 50% - 60%. This means that the other 40% - 50% must be available through your own resources. e.g. savings or a donation. If there are one or more rental properties owned free and clear of mortgage debt, the borrowing capacity can be increased by including them in the financing application.

Hidden

Maximale leencapaciteit

Maximum mortgage amount:
The maximum mortgage for a property in a non-residential lease state is approximately 50% - 60%. This means that the other 40% - 50% must be available through your own resources. e.g. savings or a donation. If there are one or more rental properties owned free and clear of mortgage debt, the borrowing capacity can be increased by including them in the financing application.

Hidden

Enough capital of your own for the down payment?

Yes
No

Do you still think it is useful to continue, and do you wish to schedule a telephonic appointment?*

Yes
No

Please briefly explain why*

Thank you for your interest in Viisi. If your situation changes in the future, please do not hesitate to contact us. We are happy to assist you. Click Next to close and exit the form.

Bedankt voor je interesse

Thank you for your interest in Viisi. If your situation changes in the future, please do not hesitate to contact us. We are happy to assist you. Click Next to close and exit the form.

Are you applying for the mortgage alone?*

Yes
Together with my partner
Together with someone else
Not sure, I would like some advice

Purpose of buying the property*

Is/Was the current/previous property located in The Netherlands?*

Yes
No

In which country is/was the current/previous property located?*

Are you the sole owner of the property?*

Yes
Together with my partner
Together with someone else

Are you the owners of the property together?*

Yes
Just myself
Only my partner

If desired, you can explain the situation here

Did you apply for the mortgage you are looking to refinance, through us?*

Yes
No

It is usually only interesting to request a refinancing of your mortgage from € 12,500. We charge a € 2,095 fee for a mortgage increase that has been completed by us. Do you need less financing? Then a credit (online) can be interesting. You pay a higher interest rate, but you don't pay any closing costs. In some cases, the interest paid on the credit might be deductible.

Hypotheek via Viisi geregeld

It is usually only interesting to request a refinancing of your mortgage from € 12,500. We charge a € 2,095 fee for a mortgage increase that has been completed by us. Do you need less financing? Then a credit (online) can be interesting. You pay a higher interest rate, but you don't pay any closing costs. In some cases, the interest paid on the credit might be deductible.

It is usually only interesting to request a refinancing of your mortgage from about € 15,000. We charge a € 2,795 fee for a mortgage increase that has not been completed by us. Do you need less financing? Then a credit (online) can be interesting. You pay a higher interest rate, but you don't pay any closing costs. In some cases, the interest rate paid on the credit might be deductible.

Hypotheek niet via Viisi geregeld

It is usually only interesting to request a refinancing of your mortgage from about € 15,000. We charge a € 2,795 fee for a mortgage increase that has not been completed by us. Do you need less financing? Then a credit (online) can be interesting. You pay a higher interest rate, but you don't pay any closing costs. In some cases, the interest rate paid on the credit might be deductible.

Do you still think it is useful to continue, and do you wish to schedule a telephone appointment?*

Yes
No

Thank you for your interest in Viisi. If you still want to refinance your mortgage in the future and are willing to pay the closing costs fee, please do not hesitate to contact us. We will be happy to assist you. Click Next to close and exit the form.

Bedankt voor je interesse

Thank you for your interest in Viisi. If you still want to refinance your mortgage in the future and are willing to pay the closing costs fee, please do not hesitate to contact us. We will be happy to assist you. Click Next to close and exit the form.

Are you the sole owner of the property?*

Yes
Together with my partner
Together with someone else

What is applicable?*

My mortgage rate will end soon
I want to break open my mortgage to change the rate
I have private financing (with family) which I want to repay with a mortgage

Did you apply for a penalty calculation (pro forma redemption note) at your current financial institution?*

There is usually a penalty for paying down your principle before the fixed interest term ends.

Yes
No
Not applicable

Penalty*

Penalty calculation
It is advisable to request a penalty calculation before the telephone appointment. We can give you insight on transferring your mortgage in combination with the penalty and if this could be interesting for you.

Boeteberekening

Penalty calculation
It is advisable to request a penalty calculation before the telephone appointment. We can give you insight on transferring your mortgage in combination with the penalty and if this could be interesting for you.

Who requests the penalty calculation at you current money provider?*

I request it myself
This is the quickest option. Money lenders provide this information quicker to you than to an intermediate, because of the GDPR law. You can request the penalty calculation by phone or in their online environment.
Viisi arranged my mortgage. I would like Viisi to request the penalty calculation

Please complete the form
When you receive the penalty calculation, please contact us again. When you complete this form, we will safe your details in advance.

Boeteberekening zelf opvragen

Please complete the form
When you receive the penalty calculation, please contact us again. When you complete this form, we will safe your details in advance.

Do you have the current mortgage from ABN Amro or Florius?*

No
Yes

Please request the penalty calculation yourself
Both ABN Amro and Florius work with a consent form that you must request, complete and send to the lender if you want us to request the fine for you. These are simply more actions than requesting the fine from ABN Amro and Florius yourself. If you need help with this, you can always reach us on 020 811 8800.

Hidden

Graag zelf opgeven

Please request the penalty calculation yourself
Both ABN Amro and Florius work with a consent form that you must request, complete and send to the lender if you want us to request the fine for you. These are simply more actions than requesting the fine from ABN Amro and Florius yourself. If you need help with this, you can always reach us on 020 811 8800.

Please complete the form
When you complete the form, we will safe your details in advance. We will contact you as soon as we receive the penalty calculation.

Viisi vraagt boeteberekening op

Please complete the form
When you complete the form, we will safe your details in advance. We will contact you as soon as we receive the penalty calculation.

Hidden

Makelaar